Independent China Payments Knowledge Hub
Practical Guides to China Payments
and Supplier Transactions
Independent guides about Alipay, WeChat Pay, RMB, supplier payments and cross-border transactions for travellers, buyers and businesses.
What Do You Need Help With?
Using Alipay
Account setup, verification, cards, limits and solving common problems.
View Alipay GuidesUsing WeChat Pay
Wallet setup, card linking, QR payments, transfers and troubleshooting.
View WeChat GuidesPaying a Supplier
1688, Alibaba, invoices, bank transfers and payment proof.
View Supplier GuidesUnderstanding RMB
RMB, CNY, CNH, exchange rates, currency policy and Digital Yuan.
View RMB GuidesTravelling to China
Payment preparation, mobile wallets, cards and travel tips.
View Traveller GuidesSolve a Payment Problem
Account restrictions, failed payments, rejected cards and more.
View TroubleshootingExplore China’s Payment Ecosystem
Understand how payments move from international users to merchants and suppliers in China.
Payment Options
(China)Learn more about UnionPay (China)
Financial Infrastructure
CardsLearn more about International Cards
AccountsLearn more about Chinese Bank Accounts
SettlementLearn more about RMB Settlement
YuanLearn more about Digital Yuan
Used For
PaymentsLearn more about Retail Payments
PurchasesLearn more about 1688 Purchases
InvoicesLearn more about Supplier Invoices
ServicesLearn more about Transfers & Services
Select any item to open its detailed guide.
Essential Guides to Get You Started
In-depth, practical guides written by our research team.
RMB Reference (Information Only)
Reference rate for information purposes.Not for trading or transactional use.USD / CNY
Solve Common Payment Problems
Find solutions to the most common issues.Compare Before You Choose
Compare features, fees and limitations to choose the right payment option.China Payments Update Desk
Important changes, policy updates and industry developments.People’s Bank of China Issues New Guidelines on Cross-Border Payments
Key points that affect international users and businesses.
Alipay Updates Identity Verification Requirements for New Users
What changed and how to complete verification successfully.
WeChat Pay Expands International Card Acceptance
More banks and card networks are now supported.
Digital Yuan Pilot Programs Expand to More Chinese Cities
Latest developments in e-CNY adoption and use cases.